Back your loan with property or business assets to access lower rates, larger limits and longer terms — matched across our panel of 80+ lenders.
A secured business loan is backed by an asset you own — commercial or residential property, equipment, or vehicles. Because the lender has that security to fall back on, secured loans typically carry lower interest rates, larger borrowing limits and longer terms than unsecured finance.
The trade-off is that the pledged asset is at risk if the loan isn't repaid, and approval can take a little longer while the security is valued. For larger or longer-term funding, the rate saving usually outweighs it.
Instead of applying to lenders one at a time, LoanCheck connects your single profile to our entire panel — from the big four banks to specialist online funders — and returns every option you qualify for, side by side.
A snapshot of indicative secured business loan rates across our panel of 80+ lenders right now.
| Lender | From (p.a.) | Amount | Term |
|---|---|---|---|
| NAB Business |
Unlock with LoanCheck | $10k – $250k | 6–24 mth |
| Prospa |
Unlock with LoanCheck | $5k – $1M | 3–36 mth |
| Moula |
Unlock with LoanCheck | $5k – $250k | 6–36 mth |
 Lumi |
Unlock with LoanCheck | $5k – $300k | 3–36 mth |
| Banjo |
Unlock with LoanCheck | $20k – $2M | 6–36 mth |
Indicative rates for illustration, updated continuously. Your actual rate depends on your business profile, security and lender policy at the time you apply.
Four simple steps from first look to funds in your account — most of it done online in minutes.
A few quick questions — amount, purpose, monthly revenue and time trading. No documents to start.
We instantly return every lender you qualify for, with indicative rates, limits and funding speed.
Compare the real cost side by side and pick the option that suits your cash flow best.
Confirm details with your chosen lender and receive funds — often within 24 hours.
Answer a short online form about your business. A soft check keeps your credit score untouched.
Our engine compares your profile against 80+ lenders and ranks the offers you qualify for.
Pick your preferred offer. Upload a few months of bank statements to confirm your figures.
Your chosen lender finalises approval and settles the funds into your account.
Compare live offers across 80+ lenders in under a minute. No credit-score impact, no obligation.