Fast, unsecured funding assessed on your recent trading — approved and settled the same day for qualifying businesses.
A same-day cash advance is fast, unsecured business funding built for speed. Rather than a long application, lenders assess your recent trading — often just a few months of bank statements — and can approve and settle funds the same day.
It's the right tool when timing beats everything: covering a supplier, jumping on discounted stock, or plugging a sudden cash-flow hole. You pay a premium for that speed, so it suits short, high-value needs rather than long-term borrowing.
Speed lenders differ hugely on price and limits. We connect you to the ones that genuinely settle same-day, so you get the funds you need without overpaying for the urgency.






Indicative same-day and fast unsecured rates on our panel. Speed carries a premium, so we help you find the sharpest option that still settles today.
| Lender | From (p.a.) | Amount | Term |
|---|---|---|---|
Prospa |
Unlock with LoanCheck | $5k – $1M | 3–36 mth |
Lumi |
Unlock with LoanCheck | $5k – $300k | 3–36 mth |
Moula |
Unlock with LoanCheck | $5k – $250k | 6–36 mth |
Bizcap |
Unlock with LoanCheck | $5k – $400k | 3–24 mth |
Indicative rates for illustration, updated continuously. Your actual rate depends on your business profile, security and lender policy at the time you apply.
Four simple steps from first look to funds in your account — most of it done online in minutes.
Share the amount and what it's for, plus your recent revenue. No documents to see a rate.
We return the fast funders that can settle today and rank them by real cost.
Pick your offer and connect a few months of bank statements for instant assessment.
Qualifying businesses are approved and settled the same day.
A two-minute form and a soft check — your credit score stays untouched.
We compare same-day funders and rank the ones that fit your amount and trading.
Pick your offer and securely share recent bank statements for instant verification.
Approved and settled into your account — often before the day is out.
Compare live offers across 80+ lenders in under a minute. No credit-score impact, no obligation.